A.T.M Plan

Jeevan Saral Plan-All in One Plan

Ø      Jeevan Saral is just like Saving Account.

Ø      Jeevan Saral is just like Recurring Account.

Ø      Jeevan Saral is just like One P.P.F / G.P.F Account.

Ø      Jeevan Saral is just like Endowment Policy.

Ø      Jeevan Saral is just like Money Back Policy.

Ø      Jeevan Saral is just like Pension Plan.

Ø      Jeevan Saral is just like Marriage Plan.

Ø      Jeevan Saral is just like Education Plan.

Ø      Jeevan Saral is just like Children Plan.

Ø      Jeevan Saral is just like Term Plan.

Special Features:

ü       High risk cover at low premium

ü       Extended risk cover for one year after 3 years premium payment.

ü       Optional higher cover through Term Riders

ü       The policyholder can choose a maximum term but can surrender at any time

ü      without any surrender penalty or loss after 5 years

ü       Any number of withdrawals through partial surrendering

ELIGIBILITY CONDITIONS AND OTHER RESTRICTIONS:

v       Age at entry : Minimum 12 (completed) and maximum 60 years nearest

v       Age at maturity: Maximum 70 years.

v       Term: All terms from 10 to 35 years.

v       Premium : Minimum premium of Rs.250/- per month for entry age

v       up to 49 years and Rs.400/- per month for entry age 50

v       Years and above. There will be no limit on the maximum

v       Premium per month.

v       Mode : Yearly, Half-yearly, Quarterly and Monthly under Salary

v       Saving Scheme

v      In case of term rider, minimum and maximum age at entry will be 18 and 50 years

v      Respectively. Further minimum sum assured will be Rs.1 lakh.

Jeevan Saral by Lic of India call us on 7893007774 for New policy, Save Tax
Benefit of LIC Scheme:

• LIC Monthly Recurring type Scheme


• This is like a Post office or Recurring Deposit Scheme. You can deposit Yearly, Hly, Quarterly or Monthly (ECS) in LIC scheme


• Maturity received in LIC scheme is Tax Free under section 10-10d of income Tax act.


• You can withdraw partial of full amount if necessary after 10 years.


• The amount deposited in LIC is exempted under section 80c of income Tax act.


• You can continue LIC scheme after 10 years.


• In case of death 250 times monthly premium + Total Premium paid - (1st years premium & Extra premium paid ) + LA if any payable.


• If you forget to take maturity at the end of 10 years, You can get return beyond 10 years in LIC scheme. This is not available in Post office scheme.

ATM Plan 165 Jeevan Saral by LIC of India call us on 7893007774
Invest Rs. 500, 750, 1000, 1500, 2000, 3000, 4000,

Term	500	750	1000	1500	2000	3000	4000
1	0	0	0	0	0	0	0
2	0	0	0	0	0	0	0
3	10244	15366	20488	30732	40976	61464	81952
4	16398	24597	32796	49194	65592	98388	131184
5	23630	35445	47260	70890	94520	141780	189040
6	29395	44093	58790	88185	117580	176370	235160
7	35405	53108	70810	106215	141620	212430	283240
8	41670	62505	83340	125010	166680	250020	333360
9	48235	72353	96470	144705	192940	289410	385880
10	106452	159679	212904	319356	425808	638712	851616
11	125051	187577	250101	375152	500203	750304	1000406
12	145366	218049	290733	436099	581465	872198	1162930
13	168170	252255	336340	504510	672680	1009019	1345359
14	193640	290460	387280	580920	774560	1161839	1549119
15	222198	333298	444397	666595	888794	1333190	1777587
16	251683	377525	503366	755050	1006733	1510099	2013466
17	283970	425956	567940	851910	1135880	1703820	2271760
18	319410	479115	638819	958229	1277638	1916457	2555276
19	358190	537285	716380	1074570	1432760	2149140	2865520
20	400740	601110	801480	1202220	1602960	2404440	3205920
21	447291	670938	894583	1341874	1789166	2683749	3578332
22	498358	747537	996716	1495074	1993433	2990149	3986865
23	554219	831329	1108438	1662657	2216876	3325314	4433752
24	615497	923247	1230995	1846492	2461989	3692984	4923979
25	682551	1023826	1365101	2047652	2730202	4095304	5460405
26	756115	1134172	1512229	2268344	3024459	4536688	6048917
27	836630	1254944	1673259	2509889	3346518	5019778	6693037
28	924976	1387463	1849951	2774927	3699902	5549853	7399805
29	1021894	1532841	2043788	3065682	4087577	6131365	8175153
30	1128256	1692384	2256511	3384767	4513022	6769533	9026044
31	1244562	1866843	2489123	3733685	4978246	7467370	9956493
32	1372529	2058794	2745059	4117588	5490117	8235176	10980234
33	1512585	2268878	3025170	4537756	6050341	9075511	12100682
34	1666466	2499699	3332932	4999399	6665865	9998797	13331730
35	1835551	2753326	3671102	5506652	7342203	11013305	14684407

LIC v/s Monthly Recurring Scheme

Maturity at the end of 10 years in Monthly Scheme

PREMIUM        LIC Jeevan Saral POST OFFICE LIC GAIN 500 106452 + Free insurance 89010 - income Tax 17442 1000 212904 + Free insurance 178021 - income Tax 34883 1500 319356 +  Free insurance 267031 - income Tax 52325 2000 425808 + Free insurance 356042 - income Tax 69766 2500 532260 + Free insurance 445052 _ income Tax 87208 3000 638712 + Free insurance 534063 - income Tax 104649 3500 745164 + Free insurance 623073 - income Tax 122091 4000 851616 + Free insurance 712084 - income Tax 139532 5000 1064520 + Free insurance 890105 - income Tax 174415